Welcome to today’s article where we’re going to be reviewing the Trek credit card and how you can apply for one. The trek credit card is issued by Comenity capital bank on behalf of Trek Bicycle. The credit card is ideal for those using or would like to own a trek bike someday. As with all credit cards, the idea of the trek credit card is to make money available for cardholders to make purchases that they might not otherwise be able to afford on their own.
The trek credit card has its advantages and disadvantages but let’s first talk about the advantages.
The common advantages of owning the trek card are:
- It provides 6 and 12 special financings on the purchase of Trek Bikes.
- It has no annual fee
- Availability of a 24/7 account management portal where you can manage your account on the go.
- Easy application process
- Low APR
- Accepted at 1,000+ Trek retailers nationwide
- Convenient minimum monthly payments
- Flexible payment options
- Interest-free period of up to 25 days
Now that you know all the benefits of owning a Trek credit card account let’s talk about the Cons of the card as well.
The first being that it is a store-branded card and is not tied to VISA or Mastercard, which means that the card can only be used at Trek retailers.
Secondly, the card has no rewards or cashback program, thus every penny you spend won’t be converted into rewards points or anything of the sort. Thirdly, there are not so many features attached to this card. If all you’re looking for is to find financing for your Trek bike purchase, then you can go with this card but if you want more I’d advise you to look elsewhere. There is nothing special about this card other than the special financing it offers on trek bikes purchases.
Fees that comes with the Trek credit card
- Purchase APR: 9.99% APR for 24,36,48 or 60 months after which a 26.99% variable APR would be applied.
- Annual Maintenance Fee: None
- Late Payment Fee: Up to $40
- Returned Payment Fee: Up to $40
- Minimum Interest Charge: Above $1
How to apply for the trek credit card
You can apply for the trek credit card at the comenity bank website. Simply head over to the dedicated comenity bank page for the trek card here and click on the “Apply Now” button. Next, enter your details (such as name, address, Social Security Number, etc.), annual income, and contact information into the spaces provided. When you’re done with filling the forms, accept the terms and conditions, and submit your request. That’s it! You’re done with the application. It only takes minutes to complete online.
Also Read: West Elm Credit Card Login & Payment Guide
Trek credit card login instructions
- Launch your browser and visit d.comenity.net/trek/ to go to the trek card homepage.
- Next, locate and click on the “Login” icon.
- Enter your username and password in their respective boxes.
- Finally, tap the “Sign In” button to access your credit card account.
Upon signing in your account dashboard you’ll be able to perform the following actions:
- View your account balance and statement
- Pay your bills
- Update your personal information
- View your transaction history
- Set up alerts and email notifications
How do I recover my account login details?
You can easily recover your account login details online. Simply visit the Trek credit card login page and click on the “Forgot your user name or password?” link to proceed. On the next page, enter your account number, zip code, and your social security number to fetch your account. You’ll be able to retrieve your username and reset your password once your identity confirmed.
How do I manage my credit card online?
You’ll need to first enroll your card for online access before you’ll be given access to manage your card online. To enroll your card, simply head over to the Trek credit card login page and click on the “Register for Online Access” link to continue. Next, enter your account number, Social Security Number, and zip code into the fields provided. After that you’ll be prompted to set your preferred username and password as well as some sets of security questions to provide an extra layer of security on your account. Also, these questions can be used to confirm your identity when you want to recover your username or password.
How do I make my trek credit card payment?
You can pay off your credit card bill through your account dashboard online when you sign in to your trek credit card account. Alternatively, you can call the trek credit card contact number at 1-866-662-6199 (TDD/TTY: 1-800-695-1788) to pay your bill by phone.
You can also make your payment through post by mail your payment to:
PO Box 182273
Columbus, OH 43218-2273
Trek bike credit card faqs
Below you’ll find answers to some of the common questions that have been asked regarding the trek card.
Can I use my trek credit card anywhere?
Unfortunately, your trek credit card can only be used at Trek retailers at this time.
What can I buy with my trek bike credit card?
With your trek bike credit card handy you’ll be able to refinance your Trek bike purchase using one of the refinancings plans the card offers.
where can I use my trek bike credit card?
You can only use your card at Trek retailers nationwide.
Can I use my trek credit card for Uber?
No, you can not use your trek card for Uber at this time. If you’re looking for a credit card that can be used anywhere kindly check out the credit cards section of this website to find out more.