Are you looking for a convenient way to manage your funds without having to be scared of security? With the MyVanillacard at hand, you’ll be given the full control and the required tools to track and monitor your expenses, thus ensuring your money is being channeled to the right place you want them to go.
Having said that, the MyVanilla prepaid debit card comes in two variants — The MyVanilla Prepaid Visa Card and the MyVanilla Prepaid MasterCard which are both issued by the Bancorp Bank.
The MyVanilla Prepaid Visa Card can be used anywhere you see the Visa logo while the MyVanilla Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Trust me, with these sets of cards at hand, you have access to millions of ATMs worldwide. Also, you won’t pay any monthly fee while using the card although you’ll be charged some $0.50 on every purchase made. This could be a deal-breaker for frequent users, but it’s fees are relatively cheaper when compared with other cards such as the Netspend Prepaid Visa Card that uses the “pay-as-you-go” plans. You’ll learn more about the fees under the applicable fees section.
What’s more…getting a MyVanillaDebitCard can be pretty easy since it’s not a credit card where you’re required to go through the bustle of credit checks, and having to need a checking account. In fact, you don’t need a bank account in order to apply for a MyVanilla Prepaid Card.
How To Sign Up For A MyVanillacard Online
You can apply for the MyVanillacard online at www.myvanillacard.com once you meet the following eligibility requirements:
- Be 18 years or above at the time of applying
- Not residing in the state of Vermont (MyVanillacard isn’t available there)
- Have a valid phone, emails, Zip Code and home address within the United States
- Have a valid social security number
The application process is easy and only takes a few minutes to complete. Your card will be mailed to the address you used during the application. Once you’ve received your card by mail, you’ll need to register it online before it can put to use.
Locations Where You Can Buy MyVanilla Card
Below is a list of stores where you can get a MyVanillacard:
How To Activate Your MyVanillacard
You can activate your card by registering it online at www.myvanillacard.com using your card number and CVV code. Your card is ready for use once you’ve registered it online.
Also, you can also activate your MyVanillacard over the phone by calling 1-800-680-5941 (for MasterCard holders) or 1-800-571-1376 (for those having the Visa variant). Before you place your call, you’ll need to have the below information at hand:
- Your card number
- Expiration date
- Activation code
- Your card CVV code (it is the 3 digits code located on the back of your card.
MyVanillaDebitCard Features
Just like I mentioned earlier, the MyVanillacard comes with some pretty cool features. I’ll do my best to talk about some below:
No monthly maintenance fee: The fact that the MyVanilla Prepaid Visa Card comes with no monthly maintenance fee makes it a top choice among prepaid cardholders. Sadly, there is also bad news. The bad news is that the MyVanillacard operates on a “pay-as-you-go” fee plans which means you’ll be charged a certain fee whenever you withdraw with or make any transaction using the card. This could be a piece of good news or bad news depending on your type of personality. If you’re the type that usually uses the ATMs rather frequently, this could be a deal-breaker for you as it’s likely you might end up paying more with this card than other prepaid cards out there that charges a monthly fee.
Mobile app: The MyVanillaDebitCard comes with a free mobile app that gives you all the flexibility you need in your financial life. Through the app, you can conveniently access your account, check your card balance, view transactions, make deposits, locate Vanilla Reload locations, and so much more right from your fingertips. You can get the mobile app for free on Google Play and App store.
VISA or MasterCard: You have the option to choose between the two the type of MyVanillacard you available during the application process. Either which one you choose, you have access to millions of ATMs worldwide. Normally, you’ll be charged a “surcharge” fee by the ATM operator whenever you make a withdrawal with your card, but this is waived when you use any MoneyPass ATM.
Contacting the Customer Service
MyVanillacard customer care can be reached by phone or by mail. You can contact the customer Care by phone at 1-855-686-9513. Or you could send your inquiries by mail to the following address: MyVanilla Customer Care, PO Box 826, Fortson GA 31808.
Managing your MyVanilla Account
You can manage your MyVanilladebitcard by logging into your account online. To log in, visit www.myvanillacard.com and click on the “Sign in” button to proceed. Enter your Username and password in the sign-in dialog box and click on the “Sign in” button to log into your account. Right from your account dashboard, you can send money, view your balance and paperless statements, and so much more.
Furthermore, you can also manage your account via the MyVanilla app. The MyVanilla app can be downloaded for free from Google Play or App Store.
Using Your MyVanillaCard
You can use your card at retail outlets, gas stations, ATMs, pay bills, online shopping, hotel reservations, etc in as much as they’re accepting VISA or MasterCard.
Making Cash Withdrawals
You’ll be charged a domestic ATM cash withdrawal fee of $1.95 when you draw cash from any ATM located within the United States. Also, you may be charged an additional fee i.e surcharge from the ATM operator. However, you won’t incur a surcharge fee when you withdraw from MoneyPass ATMs. Click here to locate MoneyPass ATMs around you. For those that want to use their card outside the United States, you’ll be charged $4.95 as an International ATM cash Withdrawal Fee each time you draw money from an ATM using your card. In addition, you may incur some extra charges from the ATM operator.
Lastly, you’ll be charged a $1.95 fee each time you want to withdraw cash over the counter.
Load Money onto your Card
You can load cash unto your MyVanillacard using VanillaDirect load, at Walmart stores or by direct deposit.
VanillaDirect Load: Follow this link to locate nearby VanillaDirect Load retailer outlets.
Walmart Rapid Reload: You can also load cash into your MyVanilla Card by visiting any Walmart store closest to you.
By Direct Deposit: Do you know that you can set up your card to automatically receive your payroll, tax returns, and other government benefits? Simply sign in to your account to download your direct deposit form from your account dashboard.