New Mercury Credit Card Login Guide To Access & Manage Your Card Online
In this article, I’m going to show you how to access your Mercury Credit Card account, make payment online, check your account balance, and update your personal info. As you already know by now, the Mercury Credit Card is being issued by First Bank & Trust, and they’ve made available an online portal where cardholders such as yourself can log in to easily access and manage their credit card online. There is a caveat in doing this though — you must register your card for online access.
In case you’ve enrolled your card online already then there is no need to read this section. You can just quickly scroll down to the login section to learn how you can access your Mercury Credit Card online. For those that are just starting with the Mercury card, you’ll have to enroll your card online first before you can be able to manage your card online.
It is very easy registering your card for online access and can be done within minutes on the Mercury credit card homepage. You’ll be given immediate access to manage your Mercury card online as soon as you’ve enrolled for online access.
There are many benefits associated with enrolling your card online.
The mercury credit card was created for those with less than perfect credit scores to give them a chance to build their credit. As with most credit cards out there, the card comes with special benefits and perks for cardholders.
Benefits Of Enrolling Your Card Online
- Set up a direct debit
- Make transfer
- View transaction history
- Set up alerts & email notifications
- Pay bills and so much more
Mercury Credit Card Offers & Benefits
Some major highlights of the card include:
- No annual fee
- $0 Fraud Liability
- Worldwide acceptance
- Interest rate is set at 26.40%
- $5 minimum balance transfer fee or 4%
- 3% foreign transaction fee
- Late fees up to $38
- APR is between 25.90% — 27.90%
- Cash Advance APR is in the range of 27.90% — 29.90%
- Instant credit decision
One of the major things I like about the credit card is that applicants get to know their application fate instantly. I mean you’d get instant decision on your application the moment you push the “submit” button. Also, the card is branded with MasterCard which gives cardholders access to millions of ATMs worldwide. The $0 fraud liability feature that comes with the card protects cardholders from being held liable in the case of unauthorized use of the card. This is particularly useful in the situation of credit card theft. Lastly, a 24/7 online account management platform Plus a mobile application has been made available for cardholders to manage their credit card accounts stress-free.
Furthermore, the fact that there is no annual maintenance fee for the card means cardholders can keep their minds at rest and instead focus on building their credit. Now, I’m done with saying all the good stuff about the card. Let’s dive right into the bad stuff, shall we? The card interest rate and APR are currently at the high side and this is bad news for those with lower credit. Another thing that I don’t like about the card is that you can’t apply for the card directly on the credit card website. You’ll have to first get a pre-approval mail from the credit card issuer before proceeding to the application proper.
How to Register Your Mercury Card For Online Access
- To register for online access, visit www.mercurycards.com to get started
- Next, click on the “Register for online access” link to proceed
- On the next page, enter your card or account number, last 4 digits of your SSN and your Date of birth in the boxes provided, and click on “Proceed” to continue.
- Finally, follow the on-screen instructions to successfully set up your login details for online access.
How to Activate Your Card
Upon receiving your Mercury card via mail, It becomes necessary to activate your card before it can become active for use. Luckily for you, Mercury has provided quick means for customers to have their new cards activated online. All that’s required is that you have your card with you (Ideally) when going through the activation process because you’ll be requested to give out certain details about the card.
Follow the steps below to activate your Mercury card:
- Go to www.mercurycards.com and click on the “Activate my card” link to proceed.
- Next, enter your card details (e.g. Card number, the last 4 digits of your SSN & your date of birth) in their respective fields.
- Then click on the “Proceed” button to go to the next step
- Finally, follow the on-screen instructions in the next steps to activate your card.
How to Login to Your Mercury Credit Card Account Online
The mercury Mastercard login is a very vital step in managing your Mercury card online. It gives customers the chance to manage their mercury card credit accounts without needing to visit a physical branch. To do this, follow the steps below:
- Head over to www.mercurycards.com to get started.
- Next, navigate to the “Manage My Credit Card”, and enter your Username & Password in the spaces provided.
- Finally, click on the “Sign In” button to log in to your credit card account.
Upon signing in to your mercurycards account online, you can:
- Pay your bills
- View past & recent transactions made on your account
- Signup for alerts
- Manage your preferences
- View your balance
- Make transactions
Does Mercury Credit Card Have A Mobile App?
Currently, mercury credit card has no mobile application, so steer away from apps on Apple or Google Play Store claiming to be “Mercury Mobile for Android”. As at the time of writing this article, Mercury MasterCard has no mobile app. You can manage your card online or by phone.
How To Make Mercury Credit Card Payment
Paying off your credit early is an integral part of owning a credit card because it does not only build your credit score but also ensures that you avoid any late penalty fee that may arise from late payments.
Thankfully, Mercury has streamlined the process of paying off your credit card by providing customers with three (3) payment options to choose from (e.g. Online, by mail and via Phone).
Pay Mercury Card Bill Online
You can pay off your credit card online as soon as you’ve logged in into your mercury credit card account using your Username and Password. Next, head over to the payments tab and select the “Make a payment” option. Enter the amount you wish to pay alongside the details of the checking account that you’re drawing the money from. Voila! You’ve just paid your mercury credit card bill online.
Pay Mercury Credit Card Bill By Phone
You can also make your Mercury credit card payment via phone by calling the mercury credit card phone number on 866-686-2158. The service is an automated system so make sure you follow the voice instructions as best as you can otherwise it might affect your credit card payment.
Also Read: Netspend Activation Guide
How to Make Mercury Credit Card Payment By Mail
You can pay off your Mercury credit card by sending your payment through regular mail to the following address:
PO Box 70168,
Philadelphia, PA 19176-0168
Make sure to include your full name and the last 4 digits of your account number so that Mercury can know the payment is coming from you.
Mercury Credit Card Customer Service
Are you facing any issues concerning your Mercury credit card? If yes, you can mail your complaint to the following address to have it resolved:
PO Box 84064,
Columbus, GA 31908
Alternatively, you can call the mercury credit card customer service number on (844) 303-5355 for assistance/inquiry.