How To Activate Bank of America Debit Card

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I remember the day I received my Bank of America debit card by mail. As soon I saw the mailman delivered it, I didn’t bother reading on how to activate it. Instead, I quickly tore the parcel and brought out the card and started entering its number on the merchant site I was shopping on at that time.

To my greatest surprise, my precious card was rejected which made me so furious about the whole situation. I angrily took out my phone and rang the BOA customer service.

I explained my ordeal to them, and they told me I haven’t activated my card yet which is why it was rejected on the merchant site.

I’ve never felt so stupid like I did on that fateful day lol. So let’s cut to the chase! Shall we?

There are several ways that you can use to activate your Bank of America debit card. The most common method is via the BOA online banking platform while the other methods are by calling the BOA customer service, via the ATM & mobile app.

Be rest assured that the online method is not as technical as one might think it is and, I’m sure you’ll be surprised to know how easy it actually is!

Activate Bank of America Debit Card Online

Simply visit the BOA online banking portal to create or sign in to your account. If you already have an account, all you need to is to sign in to your account using your Banking ID and Passcode.

Once signed in, BOA will verify your identity and activate your card. But if you haven’t enrolled yet online, you can create an account right away.

Follow the steps below to create an account:

  • Go to the Bank of America Activation page
  • Click on the “Enroll in online banking” button to proceed.
  • Enter your information and set up your login details (Banking ID and Passcode) before proceeding to the next step.
  • Finally, set up security questions, review your information and submit your request.

That’s all! You’re all set now. Now you can activate your BOA debit card by signing in to your account.

Activate Your Card By Phone

You can also activate your card by phone. All you need to do is to place a call to Bank of America debit card customer service at 800-276-9939. Then request that you wish to activate your new debit card. You’ll be asked to confirm your identity.

Once that is done, your card will be verified right away.

Activate by Using your card

Do you know that there are other methods you can use to activate your BOA debit card aside the online and phone methods? You can also activate your card by passively using it.

Let me break it down a little. You can activate your card by using it at any Bank of America ATM around you. Doing so will result in your card be automatically activated.

Sign In To the Mobile App To Activate Your Card

For those of you already making use of the BOA mobile application, you can have your card activated via the app as well. Simply sign on to your account to activate your card. It’s that simple.

In case you haven’t downloaded the mobile app, you can do so here.

From the BOA mobile app, you can:

  • View your balance
  • Check your FICO score
  • Set up alerts
  • Make a direct deposit
  • Update your information
  • Schedule an appointment
  • Create goals and milestones
  • Set up paperless statements

Feel free to drop comments below and we’ll be sure to get back to you ASAP.

Source Bank of America Website

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