How To Activate Bank of America Credit Card

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Welcome to this Bank of America credit card activation guide. On this page, you’ll learn about the various ways you can activate your Bank of America credit card. In case you also own a BOA debit card, you might wanna click on this article where I detailed the various steps in activating your BOA debit card.

Now let’s dive into the topic of the day. Activating your card is usually the first step any cardholder makes upon receiver his/her card via the mail. As easy as it may look, many Americans don’t know how to go about activating their new credit or debit cards. This is why most card issuers usually attach a sticker to the card detailing how to go about the activation process. Despite that, many people still disregard this sticker or better still most aren’t even aware of its function. So that’s why I’ve written this article to show those that somehow have misplaced this sticker how to activate their BOA credit card.

Stick around to learn about the various methods of activation available for the Bank of America credit card.

Activate your Bank of America Credit Card By Phone

The telephone method is the commonest means of activating your BOA credit card. You’re don’t have to sign in to any portal or be a computer geek for you to use this method. All you have to do is to call the BOA customer service number on 1-800-276-9939 to activate your card. However, you’ll need to provide certain information for BOA to know that you’re the one performing the action. The information you’ll need include:

  • Your social security number
  • Credit card number
  • CVV code
  • Account number and in some cases your Zip code.

If you have the above information handy, you’re good to go. Just call the number above and follow the prompt. Know that you can choose to follow the prompts or you could check to speak with a customer service representative.

Activate your Bank of America Credit Card Online

Here, you’ll need to visit www.bankofamerica.com/activate/ and sign in to your account using your Online Banking ID and Passcode. If you haven’t yet created an account, you can do so by clicking on the “Enroll in Online Banking” button.

Upon signing in to your account, head over the cards section and click on the “Activate Your Credit Card” link. Next, enter your card details into the fields shown. Bank of America will verify the information you’ve provided and activate your card accordingly if the information you provided is accurate.

You can manage your account by signing in to your account via the BOA online banking platform.

Want to learn how to keep your BOA credit card in good standing, click on this article to learn more about how to login to your Bank of America credit card account to manage your account online.

Activate your Card Using the Mobile App

Download and install the BOA mobile app from Google Play or App Store. Next, launch the app and sign in to your account using your online banking ID and passcode. Now locate your new card under the account section and click on the “Activate” button. Answer all the prompts instructions (e.g. provide your SSN) to successfully activate your card.

Activate Your Card at Any BOA Location

This is the final method and it is can be dubbed as the most stressful because you’ll be required to leave your comfort zone. To use this method, simply use this BOA store locator tool to locate BOA locations near you. Visit any branch close to your location and head over to the customer satisfaction section. Finally, tell any customer service representative that you see there that you wish to activate your new credit card. You’ll be asked to provide your SSN and account number so that BOA can verify your identity. Your card will be activated upon verification of your identity has been completed.

About Bank of America

Unarguably, Bank of America, commonly called BOA is one of the biggest financial institutions in North America and the world at large. It was founded in 1998 through the merger of Bank America and NationsBank. The current CEO is Brian Moynihan and Its headquarters is located in Charlotte, North Carolina, United States. BOA currently boasts of more than 4,600 locations nationwide and has about 204,489 nationwide.

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